Top Apps for Managing Your Money in 2021

Tracking your finances doesn’t have to feel overwhelming like it did in the past. As well as being a rather humdrum task, and one that often left you feeling a little deflated, keeping on top of your finances in 2021 has never been as easy, or as fun. Indeed, research has shown that feeling in control of your money leads to better mental wellbeing and happiness. So, without further ado, let’s take a look at some of the best apps to help you stay on top of your finances.


ClearScore is ideal if you’re thinking about a mortgage, loan, or credit card. Instead of worrying about a credit check negatively impacting your ability to access financial products, ClearScore allows you to run a soft credit check which doesn’t leave a trace on your report. That way you can find out how you stand before formerly taking the plunge.


Yroo is a retailer comparison app that shows you how to save money by revealing the best current price. Those familiar with shopping around for lower energy tariffs, cheaper car insurance, or better borrowing deals through mortgage comparison will know just how much money can be saved. Like, for example, mortgage broker Trussle, which instantly compares 1000s of deals based on the finance product you want, Yroo will trawl hundreds of retailers to reveal the cheapest price.


A spending tracker, Yolt is a great tool for keeping an eye on your outgoings. It’s particularly helpful because it gives you an overview of all your accounts in one place, and allows you to transfer money seamlessly. If you’ve got direct debits, you can also see what’s going out of your account and when, set targets for spending, give yourself budget goals, and manage your bills.


This intuitive app analyses your spending and then works out how much you can save without impacting your finances. In other words, it’ll save money for you without you noticing. Backed by the Financial Services Compensation Scheme (FSCS) to give you peace of mind, as well as doing the important stuff. It keeps your savings safe and secure and has further options such as setting aside a little cash every time you post on Facebook.


Like Chip, Moneybox will seek to save money that it believes you can afford. For example, when you buy a sandwich for £2.50, it’ll take £3 out of your account, putting 50p away in your savings pot. Moreover, it links users to a stocks and shares ISA, so, instead of simply setting cash aside for a rainy day, it’ll invest your savings to help you grow your spare money. The app also features other investment products such as a Lifetime ISA and pension fund.

There you have it, five apps to help you stay on top of your money in 2021. Managing your finances doesn’t have to be a chore anymore. And by keeping a close eye on your incomings and outgoings, you’ll benefit from a greater sense of control that, as research suggests, breeds happiness, self-esteem, and wellbeing.

About the author

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Elijah Lucas

Elijah is a professional blogger who writes about technologies to inspire their target audience.